Products & Services

Royal Financial Multiservices

Products & Services
At ATC, we are focused on providing you with the best tax experience. ATC Tax Pros will review your tax documents with one thing in mind: our #1 goal is to maximize your refund or minimize your tax liability. With our wide array of tax products and services, we make filing your taxes less taxing and decode tax laws to help you better understand your unique tax situation and how to plan forward accordingly.

Royal Financial Multiservices

Products & Services
At ATC, we are focused on providing you with the best tax experience. ATC Tax Pros will review your tax documents with one thing in mind: our #1 goal is to maximize your refund or minimize your tax liability. With our wide array of tax products and services, we make filing your taxes less taxing and decode tax laws to help you better understand your unique tax situation and how to plan forward accordingly.
At ATC, we are focused on providing you with the best tax experience. ATC Tax Pros will review your tax documents with one thing in mind: our #1 goal is to maximize your refund or minimize your tax liability. With our wide array of tax products and services, we make filing your taxes less taxing and decode tax laws to help you better understand your unique tax situation and how to plan forward accordingly.

The Refund Advance | Easy Money Loan1

Fastest access to cash and easy as RFM. You could receive up to $7000 in as little as 10 minutes – on the spot (up to 12-24 hrs). Interest fees apply on higher amounts and 0% APR for loans up to 25% of your expected refund ($2500 max). The loan will be deducted from your Federal Tax Refund and the remainder will automatically be processed as a Refund Transfer (RT) and can be expected to fund within 10-14 days from IRS acceptance date. There are no interest and lender fees associated with this product.

REFUND TRANSFER (RT)2

After your return has been accepted electronically by the IRS, you will receive a check for the amount of refund (up to $9,999) less filing charges in about 8-15 days. No out-of-pocket fee!

FasterMoney Card3

The taxpayer can use the FasterMoney Visa Prepaid Card for their tax refund deposit, plus they can load additional money to access Fee-Free4 in-network5 ATM’s. With a Tax Refund Direct Deposit to your FasterMoney Card, you get 3 major benefits:

  • It’s Fast: No waiting for a check – money automatically loads to the card and customers can receive a text6 letting them know as soon as their funds are available.
  • It’s Safe: No worries of a check getting lost or stolen. If the card is lost or stolen, their money and their card are replaced (subject to terms and conditions).
  • It’s Cheap: No check cashing fees or overdraft fees, plus a $500 direct deposit per month waives the monthly fee.

E-FILE IRS DIRECT

When opting for an IRS Direct refund, you receive your refund directly from the IRS 10-21 days from the time your tax return has been electronically filed and accepted. You can choose to receive:

  • Direct Deposited to your bank
  • Check sent via standard mail
  • Deposited to your Insight Visa Card

W2 DOWNLOAD

Still don’t have your W2? No Problem. At RFM Income Tax we may be able to download your W2 before you receive it in the mail. You can file your taxes up to 3 weeks earlier when download your W2 at RFM.

Many companies allow their employees to download their Form W-2 prior to receiving the hard copy in the mail. RFM makes it easy to download your W2 so can get your money when you need it.

  • Last ADP pay stub of the year
  • W2 Express
  • TALX Company PIN

1$7000 EasyMoney Loan refers to the Refund Advance and is an optional tax-refund related loan provided by MetaBank (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of 25%, 50%, or 75% of your expected tax refund from $1250 – $6,000 carry an APR of 36.0%. For example, $3,000 representing 50% of expected refund borrowed over 24 day terms, total amount payable in a single payment is $3,071.01 including interest. Loans in the amount of $500 or $1000 of your expected refund have zero cost to the taxpayer – 0.00% APR –  for a maximum of  up to $1500 w/$500 ATC Bonus. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

2A Refund Transfer (RT) is a financial product offered by Refund Advantage and processed by Ohio Valley Bank, Member FDIC. An RT is not a loan. An RT Fee and all other authorized fees will be deducted from your tax refund once it has been received from the IRS or state. Your tax professional can provide details about RTs. Other IRS low-cost options are available.

3FasterMoneyTM Visa Prepaid card issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

4While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this Card. See   cardholder agreement for more details. Feature available after identity verification is completed.

5For each out-of-network ATM withdrawal, FasterMoney charges a $1.99 fee. Plus, the ATM owner may charge a fee.

6Message and data rates may apply from your wireless carrier.